As Canadians continue to prioritize their health, renewing your Canadian Dental Care Plan (CDCP) is more important than ever. Whether you’re a returning applicant or new to the process, understanding how to renew your CDCP coverage ensures uninterrupted access to essential dental services in 2025–2026. This guide explains everything you need to know, from eligibility and timelines to the renewal process and what happens if you miss your deadline.
Importance of Renewing CDCP Coverage
The Canadian Dental Care Plan is a vital lifeline for individuals and families with limited income who still deserve high-quality dental care. Renewal is not automatic and you must actively reapply each year to receive continuous coverage. Failing to renew can mean losing access to critical services like check-ups, cleanings, fillings, and even emergency dental procedures. By keeping your CDCP status up to date, you ensure:
- No breaks in your coverage.
- Preventive maintenance.
- No paying out of pocket for services that should be covered.
Suggested article: Canadian Dental Care Plan Coverage: A Comprehensive Overview of Services
CDCP Renewal Eligibility Criteria
For renewing CDCP, you must meet specific criteria each year, even if you were eligible last year. To renew your CDCP coverage for 2025 – 2026, you must:
- Be a Canadian resident for tax purposes.
- Have filed your income taxes for the previous year.
- Meet the income eligibility threshold, which is based on your adjusted family net income (AFNI).
For 2025, the income brackets are as follows.
| Adjusted Family Net Income | Co-Payment |
| Less than $70,000 | 0% |
| $70,000–$79,999 | 40% |
| $80,000–$89,999 | 60% |
| $90,000+ | Not eligible |
Additional Note: The percentage you pay depends on your 2024 adjusted family net income and will be confirmed when you renew. For example, your co-payment (0%, 40%, or 60%) is based on this income, as explained in your determination letter.
CDCP Renewal Timeline
The Government of Canada follows an annual cycle for CDCP renewals. Knowing the dates helps you stay ahead and avoid losing coverage.
| Task | Date |
| Renewal Opens | After receiving your 2024 Notice of Assessment (usually March – April 2025) |
| Deadline to Submit Renewal | June 1, 2025 |
| Coverage Period | Continuous if renewed by June 1, 2025; valid until June 30, 2026. |
How to Renew Your CDCP Plan
Renewing your CDCP coverage can be done in multiple ways. Choose the one that works best for your schedule and comfort level.
Online via My Service Canada Account
- Log in to your My Service Canada Account (MSCA).
- Select “Dental Care Plan.”
- Review and update your personal and income information.
- Submit the application and wait for you determination letter.
By Phone or In-Person
Prefer human help? You can call the CDCP helpline or visit a Service Canada Centre.
- Phone: (833) 537-4342
- In-Person: Locate your nearest Service Canada office at servicecanada.gc.ca.
Good to Know: In-person support is for guidance rather than direct application submission unless specified by Service Canada.
Contact Us for Help!
Need help understanding your eligibility or coverage level? Contact Walk In Dental Clinic today! Our friendly staff can walk you through your CDCP questions and even help you gather the right paperwork. Call us or book an appointment online to speak with our team!
Required Documentation to Renew Your CDCP
Before you begin your renewal application, gather the following items.
| Document | Why It’s Needed |
| Social Insurance Number (SIN) | Verifies your identity and residency status. |
| Notice of Assessment (NOA) | Confirms your income for eligibility. |
| Updated personal information (if changed) | Address, email, or phone for communication. |
Post-Renewal Expectations
After submitting your renewal, you’ll receive a determination letter (by mail or email) confirming your eligibility, coverage start date, and co-payment level. Processing times may vary, but expect updates within a few weeks. Keep your documentation safe; you’ll need it when visiting your dentist. Also, remember to inform your dental provider of any changes in co-payment levels, as advised in the determination letter.
Read more about CDCP: Canadian Dental Care Plan for Adults 2025: Eligibility, Application, and Coverage
Consequences of Missing the Renewal Deadline
Missing the Canadian Dental Care Plan (CDCP) renewal deadline can interrupt your access to affordable dental care. If you fail to renew by June 1, 2025, you may face the following consequences:
- Your CDCP benefits will expire on June 30, 2025, halting coverage for dental services like check-ups, cleanings, and treatments.
- Any dental care received during the coverage gap will require full payment, as CDCP will not cover or reimburse expenses.
- You can reapply after the deadline, but reinstatement may take weeks, leaving you without coverage in the interim.
Consultation with our dentists
Final Word
With rising costs and growing awareness around preventive dental care, Government programs like CDCP are more valuable than ever. Staying on top of your renewal helps you keep using its annual benefits and update your information if your income or family situation has changed, which may affect your eligibility or level of coverage.
At Walk In Dental Clinic, we believe everyone deserves access to affordable and reliable dental services. If you’re unsure about the renewal process or need help gathering your documents, our team is here to support you. We also offer CDCP-covered dental services, such as root canal treatment, dental fillings, dentures, and more!
FAQs
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When is the deadline to renew my CDCP benefits each year?
The deadline is June 1, 2025, not November 30, 2025, and coverage loss begins June 30, 2025, not January 1, 2026.
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What happens if I forget to renew my CDCP coverage?
If you miss the June 1, 2025, deadline, your coverage will end on June 30, 2025. You can reapply afterward, but there will be a gap in coverage until reinstatement, and services during the gap are not covered.
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Will I receive a reminder to renew my CDCP?
Yes. If you’ve provided a valid email or mailing address, you should receive a reminder notice from Service Canada. However, it’s still your responsibility to track the renewal timeline.
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Do my income levels need to be re-evaluated for CDCP renewal?
Yes. Your most recent income (from your Notice of Assessment) is reassessed each year to determine your eligibility and co-payment rate.
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Can my dental clinic help me with the CDCP renewal process?
Absolutely! At Walk In Dental Clinic, we’re happy to help patients with their CDCP-related questions. We can help you understand your documents, explain what services are covered, and offer guidance on the renewal process.
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How do I know if my dentist accepts CDCP?
Contact your dental provider to confirm they participate in the CDCP, as not all providers are enrolled.
Was this guide helpful? Do you have more questions about CDCP or dental coverage in general? Drop your questions in the comments below and let us know what you think.
